This month’s IMPACT article was supposed to be Part 2 of 2 on “Key Exclusions In Your Insurance Policies.”

But, like the millions of people whose lives were altered by these devastating storms (Harvey, Irma and Maria) have learned, sometimes you have to adapt.

Since the last Impact issue, our country (including the U.S. Territory of Puerto Rico) has been blasted by three major hurricanes, so Part 2 on insurance policy exclusions will have to wait. Let’s talk about “insurance and hurricanes.”

Look at the pictures that accompany this article – ominous images of rain, wind, and flooding. But, these images were not taken in the wake of Harvey, Irma, or Maria. These pictures are of Westchester and Rockland County during/after past storms Irene and Sandy. They are reminders that we got lucky this year, and that it’s only a matter of time until the next big storm or hurricane affects us locally.

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