Mold presence is a dangerous condition within a home, and can be costly to remove.  Most Homeowner insurance policies have only a limited amount of coverage for mold remediation, if the mold is a result of a sudden/accidental occurrence, such as a pipe burst, or toilet overflow.  Even high-quality insurers only offer a maximum standard mold remediation coverage limit of $10,000 to $20,000; however these carriers may be able to offer higher coverage limit options, subject to underwriting and other conditions (including a possible home inspection).  For example, in New York the annual premium for increasing mold coverage to $250,000 would be approximately $500.

Contact our office for more information of this coverage.