What’s Happening in the Region

by P. Andersen

Looking for something to do this weekend?  From Greenwich to Greenwich Village, from Westport to Irvington, our area offers a Cornucopia of entertainment.  Here are a couple options if your flavor runs towards pets of all shapes or sizes.

 

This Sunday, September 7th, come see, and maybe buy yourself a reptile at the Westchester County Center in White Plains! Over 100 reptile breeders will be at the NY Metro Reptile Expo selling their little (and not so little) friends, along with all the accompaniments you might need to turn your home into a terrarium. This is the largest reptile event on the east coast, so if you love the little critters, this is the place to be.

NY Metro Reptile Expo, $10/adults, $5/Children – 845-526-4845

Sunday, September 7th from 10:00 to 4:00

Westchester County Center, 198 Central Ave, White Plains, NY

http://events.greenwichtime.com/white_plains_ny/events/show/371420510-ny-metro-reptile-expo

Dog Cat

Looking for a more traditional pet? The Larchmont Pet Rescue in Harrison NY is sponsoring a Puppy/Dog Meet and Greet on Saturday, September 6th. Visit from 11:00 to 1:00, and find your family’s new best friend.

Larchmont Pet Rescue, 7 Harrison Ave, Harrison NY.

Saturday, September 6th from 11:00 to 1:00

http://events.greenwichtime.com/harrison_ny/events/show/371600425-puppy-dog-meet-greet

What’s Happening In Our Region

By: Alan Mani

The weekend is here, and we hope you can take the time to enjoy the region’s events.  Levitt-Fuirst insures clients from Greenwich to Chappaqua, from Manhattan to Westport.  We love the region as much as anyone and we hope you get out and enjoy the spoils our beautiful area offers.

Hanging out with the family in Greenwich? Don’t know what to do Saturday morning? Go to the Third Annual Livingston County Farm Crawl. Take your family to a working farm and see how everything works. No charge for the visit. You can also go on Sunday if that works better for you.

 

In New York and you want to catch a show? Come watch Christopher McBride perform with his saxophone. Be sure to get your tickets before they sell out!

Not exactly sure what you want to do this weekend? See what interests you with a visit to the Greenwich Time website for more music, food and entertainment options in southern Connecticut, Westchester, and New York City.

 

What’s Happening In Our Region

By: Alan Mani

The weekend is here, and we hope you can take the time to enjoy the region’s events.  Levitt-Fuirst insures clients from Greenwich to Chappaqua, from Manhattan to Westport.  We love the region as much as anyone and we hope you get out and enjoy the spoils our beautiful area offers.

Are you in Chappaqua with your special someone? Do you enjoy watching butterflies and humming birds? Go do the Saw Mill River Audubon: Butterfly and Hummingbird Garden Tour at Pruyn at 10 in the morning. Learn how to attract butterflies and hummingbirds to your yard.

Visiting some family in Greenwich? Go to the Bruce Museum and explore the extraordinary deep sea by examining both the adapted survival strategies utilized by creatures of the deep and the technology that enables researchers to record ground-breaking observations.

Not exactly sure what you want to do this weekend? See what interests you with a visit to the Greenwich Time website for more music, food and entertainment options in southern Connecticut, Westchester, and New York City.

What’s Happening In Our Region?

By: Alan Mani

The weekend is here, and we hope you can take the time to enjoy the region’s events.  Levitt-Fuirst insures clients from Greenwich to Chappaqua, from Manhattan to Westport.  We love the region as much as anyone and we hope you get out and enjoy the spoils our beautiful area offers.

Spending the day in Danbury and you’re feeling a bit bored? Go check out the Summer Concert Series at Ives Concert Park-Westside Reggae Festival featuring Beres Hammond, Morgan Heritage, Barrington Levy, Anthem Band, Lupa, Nachy Bless and more. Tickets are still available.

If you’re in Manhattan in the evening, go down to Central Park (or Grand Central or Soho) and join the “Ghost Doctors” and hunt ghosts. Learn how to use the equipment and learn the protocols and some of the cities most interesting historical sites.

Not exactly sure what you want to do this weekend? See what interests you with a visit to the Greenwich Time website for more music, food and entertainment options in southern Connecticut, Westchester, and New York City.

Video Today, Simplified Claim Tomorrow

by Peter Andersen

August 6, 2014

The goal of any insurance policy in the event of a claim is to “make whole” the insured. The concept is that your insurance should put you back to the way you were before you had the loss – not better off, and not worse off – the same. The devil is in the details, however – how do you recreate the way you were at the time of the loss? How do you tell your insurance carrier exactly what was lost, and in what condition it was? How do you show them the valuables that were stolen, or the quality of the workmanship after a fire or flood or theft?

Q. How do you show your insurance carrier what needs replacement after the loss rendered the item unrecognizable, lost or stolen?

A. You have video and Inventory of your possessions BEFORE the loss!

If you want to protect yourself from a future claim, prepare today for the unthinkable. There are two key things you can do ahead of time to make your life easier after a loss: take videos and pictures, and make an inventory.

Your phone likely has an amazing camera and video camera. Take a walking tour video of your house, describing each item as you video it. Break the video up into rooms, and save each individually, making it easier to find a particular item. Take pictures and videos of valuables, those items that will be harder or more expensive to replace. One of a kind items? These are the most important items to document, and they should be listed on your Valuable Articles policy (as discussed in our blog from Monday). Still, collect details on these items as well – the appraisal, where and when you purchased it, price, and pictures or images of the object.

These videos and pictures will often auto backup to the web, but you should always manually store the images to the web so you can get them in an emergency, even if your computer or cell phone is destroyed, lost or stolen. There are several options for this – you can email yourself the pictures and videos if you use a web mail program (Google, Yahoo, etc). Even better, store them in the cloud using one of the free storage options (Google Drive, Apple iCloud and Microsoft OneDrive are all good examples of free cloud storage options). Should a claim arise, you now have video evidence of what you have in your house, making it easier for you AND the carrier to “make you whole”.

Once you have your video documentation, make up a home inventory to go along with it. Write down everything you have in your house that you would want replaced, should there be a claim. For more expensive items, get serial numbers and model numbers (to go along with the video evidence you just created). Where and when did you get it? How much did you pay? Information is so important – the more you have, the easier it will be when it comes time to discuss the claim with your insurance carrier. The website http://www.knowyourstuff.org/ is an excellent resource for creating your inventory, and this portion of their site gives you amazing insight into the process if how and what to inventory. Read about what you should do here, from Know Your Stuff, or watch the video on Youtube.  You can also simply create a spreadsheed using Excel, again saving the file to the cloud for access in the event of a claim.

Remember – after a loss is too late. Take the time to inventory, in list and image, before the need arises. As with all insurance, the best case scenario is you never need to use these images, videos and lists. It is the best possible outcome.

 

 

 

What’s Happening In Our Region?

8/1/14

By: Alan Mani

The weekend is here, and we hope you can take the time to enjoy the region’s events.  Levitt-Fuirst insures clients from Greenwich to Chappaqua, from Manhattan to Westport.  We love the region as much as anyone, and we hope you get out and enjoy the spoils our beautiful area offers.

This Week In The Region:

Waking up in Chappaqua, looking for something to do Saturday morning?  At 10:, come join Zumba Fitness with Peggy. It’s an exercise in disguise! Who said exercising had to be boring. Call Peggy and tell her you’re ready to dance the calories away.

 

If you are in NYC on Saturday, stop by The Brooklyn Flea in Fort Greene. Come and see what all these vendors have made and what delicious food is available.

Not exactly sure what you want to do this weekend. See what interests you with a visit to TimeOut New York or if you’re in Connecticut, checkout the Greenwich Time for more to do in southern Connecticut and Westchester.

Coverage of the week: Antique Auto Insurance

by A. Mani and K. Vargas

 

Welcome to this week’s “Coverage of the Week” blog where we discuss a particular coverage to educate and clarify a particular topic. This week’s topic…Antique Cars Insurance. Your 1958 Corvette Convertible can’t be insured in the same way as your 2010 Corolla. They are different, and therefore there are different coverages and rates. Allow us to tell you all you need to know about Antique Auto Insurance.

Generally for a car to be considered a collector car the vehicle will need to be 25 + years old. Some carriers do make exceptions to their guidelines based upon a cars rarity, uniqueness, collectability and/or historical significance. The details of the vehicle will normally need to be reviewed by the insurance company’s collector car specialist to determine its eligibility.

Collector cars are relatively inexpensive to insure compared to regular auto insurance policies. One reason for this is a collector car is maintained primarily for use in car club activities, exhibitions, parades, functions of public interest, or for private collection and is used infrequently for other purposes such as a joy ride. Generally, these cars are rarely driven and minimal mileage is tacked on annually. If a client has a collector car that is driven on a daily basis to and from work etc., the collector car eligibility would be declined. Some carriers also exclude damage to a collector car caused by a driver under the age of 25 years old.

These vehicles are normally insured on an agreed value basis. Agreed value is agreed upon by the insured and the insurance company before policy issuance.  In the event of a covered total loss the insurance company guarantees to pay the value agreed upon.   Normally the comprehensive and collision deductibles are “Zero” if this coverage is selected, and full glass coverage is included (varies by company/state). Photos of the car may need to be provided, and a vehicle appraisal could also be required if a client wants a higher agreed value than what the company helps determine.

The collector car policies usually include limited coverage for spare parts, for a direct or accidental physical loss or damage to spare parts you own that are kept as replacement for components normally part of your collector vehicle. Also, newly acquired vehicle coverage is included for up to 30 days normally. So if you purchase a new collector car and forget to tell your agent, you are covered for the first 30 days and some carriers will provide up to $50,000 in coverage for this newly acquired vehicle – but talk to your agent to be sure.

Policyholders are required to have an acceptable driving record as well as at least one regular private passenger vehicle.  It’s also important to know that most of the basic auto exclusions such as wear and tear, vehicles used to carry people or property for a fee, racing or track usage, or mechanical breakdown are excluded from this type of policy.

Check out a vintage auto race in Limerock, CT and these auto’s in Greenwich, CT.

What’s Happening In Our Region?

By: Peter Andersen

The weekend is here, and we hope you can take the time to enjoy the region’s events.  Levitt-Fuirst insures clients from Greenwich to Chappaqua, from Manhattan to Westport.  We love the region as much as anyone, and we hope you get out and enjoy the spoils our beautiful area offers.

This Week In The Region:

 

Tonight at 7 in Pleasantville, there is a rose wine tasting event happening at Best Wine Purveyors.  Rose, the oft maligned wine style, due to the over-sweet blush wines of the 80s, is actually a perfect accompaniment to summer.  Learn more about this underappreciated wine tonight – seats are filling up fast so register now!

On Saturday, July 26th, Peekskill has its 8th Annual Music Festival from 12:00 to 10:00, with a wide range of musical styles focusing on rock and blues.  Get out and dance in the beautiful weather we have in store.

Spending time in Westport with your poorly behaved pooch?  Perhaps a hands on dog training event in Westport is for you and Fido?  On Saturday, learn real world solutions to your canine’s problem behaviors with nationally known trainers.

See what else is going on at GreenwichTime.com!  We live in an amazing area, so get out and experience some of the wonderful things available to you.

 

If I Had a Hammer……

By: Louise Rush

Pretty much everyone has heard of Habitat for Humanity, if only in a “oh, those are the guys that build houses” sort of way. For a few years, starting back in 2010, we at Levitt-Fuirst would have a “team building” event in the summertime. We would close the office, and spend the day learning how to work better together through a series of lectures and games designed to challenge us to work effectively AND together to achieve a goal, plus have a pretty yummy lunch in the middle of it.. For example, everyone would line up together and have to pass a small bucket of water backwards over their head to the person behind them in order to fill up a larger bucket at the end. I learned several things from this exercise….among them that I absolutely cannot pass a small bucket of water backwards over my head without dropping 90% of it on my head, that I become progressively more useless in direct proportion to the amount of water on my head, and that some people are so competitive that they scream at you for dropping water on your head and MAYBE THEY SHOULD REALIZE THAT THIS IS A TEAM BUILDING EVENT AND WE ARE SUPPOSED TO BE LEARNING TO WORK TOGETHER AND GET OFF MY BACK!!!! Anyway…back to Habitat for Humanity. Last year, Ken Fuirst and Jason Schiciano, our stalwart leaders and come-uppers of ideas, decided to give back to the community where we house our offices and donate time and money to Habitat for Humanity, in lieu of our summer team building event. Some of the office was excited, some raised eyebrows, some said “No way”. I was among the excited – I was going to house the world and learn to build things and go off into the woods and construct my very own mansion made of trees that I had felled and furnish it with handcrafted pieces….well, you get the idea. I was on board!! Big time!!

So, Jim, the leader of Habitat for us, came to our office. Jim is a whirlwind….passionate about what he does, talks so fast and so frenetically that sometimes you can only stand there with your mouth open and watch him pace and talk and love what he does. Jim is a believer. And we set up the dates that we would be working on the houses, learned who we would be building for (2 families of Iraq war veterans), and learned a bit about the behind the scenes process of having a house built for you. A common misconception is that these houses are given to people. Not so – there is a fairly arduous application process, you must have a job, you must be able to pay for the house, you must be responsible with it. You have to put in a ton of hours on your own house, plus contribute hours to other Habitat builds. I highly suggest going to their website and wandering through it. You will be inspired. They are all about giving a leg up to people. Part of their mission statement reads as follows:

· Advocate for affordable housing. In response to the prophet Micah’s call to do justice, to love mercy and to walk humbly with God, we promote decent, affordable housing for all, and we support the global community’s commitment to housing as a basic human right. We will advocate for just and fair housing policy to eliminate the constraints that contribute to poverty housing. And, in all of our work, we will seek to put shelter on hearts and minds in such powerful ways that poverty housing becomes socially, politically and religiously unacceptable.
· Promote dignity and hope. We believe that no one lives in dignity until everyone can live in dignity. We believe that every person has something to contribute and something to gain from creating communities in which all people have decent, affordable places to live. We believe that dignity and hope are best achieved through equitable, accountable partnerships.
· Support sustainable and transformational development. We view our work as successful when it transforms lives and promotes positive and lasting social, economic and spiritual change within a community; when it is based on mutual trust and fully shared accomplishment; and when it demonstrates responsible stewardship of all resources entrusted to us.

Although they are, at heart, a Christian organization, there is no discrimination based on religious beliefs. They want to build houses, for people that need them. That simple.

So, we arrive at the worksite on High Street in Yonkers on Day One, excited and a little uncertain what we would be doing. And we worked….oh my goodness….we worked. I tore down walls, and hauled wood and poured cement and got  dusty and dirty and it was exhausting. This is not “fun” work, this is not “let’s give the people that work in an office a small taste of building”. This is down and dirty building a house….well, in our case, on that first day it was down and dirty demolishing a house so that we could get to the building part. We are insurance people…..give us a high end home in Chappaqua, Irvington or Bedford and we can insure the heck out of it. We even know how to insure it as you are building it. We have a whole dept. dedicated to insuring businesses that construct things, and a whole dept. dedicated to insuring what is built (2 actually, commercial and personal).What we didn’t know was HOW to build it. But we learned. There are several pros on-site that work for Habitat, and anything that you want to learn how to do, they show you. Anything that you are comfortable with, you can do. Not comfortable with building? You can garden. Any and everything that you contribute to making this house habitable and a home is welcomed and appreciated and so, so satisfying. I went home that first day more exhausted and filthy than I have ever been, but with this amazing sense of accomplishment. I went back to the site and worked every chance I got. I hammered, hauled junk, climbed ladders…everything I wanted to do I was taught to do. This year, Ken and Jason again decided to make the contribution of time and money to Habitat, and those of us that went back got to put the finishing touches on the house that we had started last year. We got the meet the family that would be moving in.

It is hard to convey the rewarding sense of accomplishment that you get working on a Habitat house. It is a “giving back” like no other, because you are doing it with your hands and your sweat and blood (a bit – I tried to keep it to a minimum but it IS a construction site and I AM a klutz). I am proud to be part of a company that felt that sense of community enough to contribute in a real way – but again, from my previous blog – I still think that Ken is a dork and won’t tell him that anything he does is cool.

What’s Happening In Our Region?

By: Alan Mani

The weekend is here, and hope you can take the time to enjoy the region’s events.  Levitt-Fuirst insures clients from Greenwich to Chappaqua, from Manhattan to Westport.  We love the region as much as anyone, and we hope you get out and enjoy the spoils our beautiful area offers.

Like what, you ask?  In Peekskill tonight, at 8:00pm, Eaglemania invades.  Eaglemania, known as “The World’s Greatest Eagles Tribute Band” will be performing all of the hits of the Eagles. Head out on this beautiful night if you can!!

http://paramounthudsonvalley.com/

Or this from GreenwichTime.com?  Next Tuesday evening, the Bruce Museum in Greenwich has a lecture on extreme environments!  Learn about biodiversity in the deep blue sea.

For more events in and around Armonk, click here to go to the Armonk Voice website.

For ideas in and around Greenwich, check out the events listed on the GreenwichTime.com website!